You’ve got a solid job, maybe a promotion on the horizon, your salary covers more than just your rent. Maybe you’re looking to start a family or buy a house or even want to go travelling.
And you are now wondering 🧐:
“Should I be doing more with my money?”
“Am I behind?”
“Should I be investing?”
“How much should I be saving”
Here are a few tips for those people:
🚨 Get an emergency fund together.
- Life can happen so set aside maybe 3-6 months of expenses. Yes, it’s boring but arguably a necessity!
📈 Start investing even if it’s small.
- Even if it’s £50 pm. Get going with it! You don’t need to wait till you “know everything”.
💰 Understand your cash flow.
- Better awareness = Better control.
🔐 Protect your income.
- We insure all sorts of things in our life, why not your ability to earn? Look into income protection especially if you have people relying on you.
🗺️ Plan and map out your goals.
- Honestly this includes anything you want (sports car, boat etc 😂) out of your life. Make sure you have a plan on how to achieve this!
I look to make the complicated as simple as possible, helping individuals and their families achieve financial freedom through personalised and strategic planning. I am driven by the belief that…